Silica exposure can rear its ugly head at any moment, endangering your employees and finances. Are you protected both physically and professionally? We make insurance easy, so you can focus on work without worrying about risk.
In demolition work, danger is everywhere. Some threats are more obvious than others.
Silica dust is a fine powder created when certain materials (such as benchtops, concrete, bricks, tiles, and porcelain) are cut, drilled, crushed, or otherwise disturbed. Just like asbestos, these particles can cause severe health problems when inhaled.
But most companies aren’t covered for it. That’s because they rely on generic policies that aren’t designed for the specific threats demolition companies face.
At TIC, we find insurance built with your risk profile in mind. Our team understands your business and simplifies the process. Whether you’re applying for the first time, or need help with the claims process, we’ll be right by your side.
It’s all too easy to assume that since silica dust exposure works similarly to asbestos, your existing policy will cover both. This is a dangerous mistake.
Here’s the truth: most policies exclude or heavily restrict silica exposure claims. That means your business is left completely exposed.
To make matters worse, respirable crystalline silica is inconsistently used and usually invisible to the naked eye. You can’t even avoid the threat, because you won’t know where it is. There’s only one solution: You need a specialised policy.
We broker silica exposure insurance policies that will protect you from the business risks associated with silicosis:
We handle the paperwork, coordinate with providers, and even guide you through each step of the claims process. You can rest easy, knowing you’re fully insured, while we take care of the tricky parts.
We understand the unique risks your industry faces, and focus on finding policies built to address them.
We assess your business thoroughly, and find coverage that supports your specific needs.
Our team explains limits, exclusions, the claims process, and other crucial details in plain English.
We give you detailed policy information upfront, because you can’t afford to wait weeks for a quote.
Silica dust exposure can create serious problems for your company. We’re here to make sure that doesn’t happen. No matter where you are in your insurance journey, we make sure it’s easy, affordable, and tailored to your needs.
Get in touch today and take your first step towards a safer, more profitable future.
“Silica dust” is a fine, powdery substance created when crystalline silica products are destroyed, damaged, or chipped away. Much like asbestos, it can cause severe, long-term health issues (such as scarring of the lungs) when inhaled. This condition is often referred to as silicosis.
Silica dust can be present in a number of products, including bricks, tiles, benchtops, porcelaine, and pavers.
Any amount of silica dust exposure can be dangerous, particularly when it is inhaled. The risk increases with the level of exposure, with demolition workers in the greatest danger.
Silica exposure testing and silica exposure monitoring are two reliable methods of identifying contamination.
No, most asbestos insurance policies do not cover silica dust exposure. While these two contaminants have many similarities, they are different and require separate coverage.
