Whether you’re a builder managing residential developments, a commercial contractor, or an owner-builder overseeing your own site, we help you secure the right insurance products to keep your work protected from day one.
Builders and construction professionals face a wide range of risks every day. From legal liability for subcontractor injuries to loss or damage to equipment or the existing structure, no two jobs carry the same exposures.
That’s why choosing the right insurance service matters – and why partnering with a broker like Demolition Insurance by TIC makes all the difference.
We’re not aligned to any one insurer. That means our advice is focused on what works best for you, not what suits a provider. Whether you’re seeking public liability insurance that covers personal injuries or contract works insurance that covers damage during the build, we’ll match your needs with the right insurer and product.
At Demolition Insurance by TIC, we take the time to understand your business and back it with insurance that’s suitable, competitive, and reliable. Because in the construction industry, you need more than just a policy – you need the right protection in the hands of the right people.
We work with you to anticipate risk, recommend fit-for-purpose cover, and stay responsive as your projects continue. Because the real value of insurance isn’t the policy; it’s knowing someone’s got your back when things go wrong.
❗ Construction sites are high-risk environments. From subcontractor falls to equipment mishandling, serious personal injuries can happen quickly.
✔ We help you secure liability cover that supports your legal obligations and protects your business.
❗ Accidental damage to neighbouring buildings, underground services, or the project itself can result in major costs.
✔ Our brokers match you with policies that cover damage across all stages of construction.
❗ If your insurance doesn’t cover a specific stage of your building project, or activities like demolition or asbestos handling, you could be exposed.
✔ We identify coverage gaps before they become a problem, ensuring all parts of your operation are protected.
❗ Construction insurance can be costly, especially if you’re considered high-risk or have unique exposures.
✔ We find competitive pricing and help you avoid unnecessary add-ons that inflate premiums - without sacrificing coverage.
Not sure which types of insurance your business needs? We take the time to understand your operation and guide you toward suitable, competitive, and comprehensive cover.
Public & Products Liability Insurance
Protects your business if someone is injured or property is damaged as a result of your work. A critical cover for contractors and subbies.
Professional Indemnity Insurance
Protects you against claims arising from errors or omissions. This is especially important for consultants, surveyors, and businesses providing compliance reporting or asbestos testing.
Plant, Tools, & Equipment Insurance
Covers loss or damage to essential tools, vehicles and machinery, including theft, fire, and accidental damage. Vital for businesses operating excavators or storing hand tools on-site.
Management Liability Insurance
Protects against allegations of misconduct, unfair dismissal, WHS breaches, or regulatory investigations. Especially important for businesses working on high-compliance projects.
Environmental Liability Insurance
Covers the financial impact of accidental pollution incidents. Particularly relevant when working around hazardous materials (such as asbestos or silica) or sites with older infrastructure.
At Demolition Insurance by TIC, we make it easy to understand what your policy includes and what it doesn’t. Whether it’s a home warranty insurance requirement or builders risk insurance for new home construction, we explain everything in plain language – with no surprises.
We bring years of industry insight, hands-on experience with construction and demolition risks, and a broker-first approach that puts your business needs at the centre of everything we do.
If you’ve been declined before or are operating in a niche like owner builder construction, we’ll help you find construction builders risk insurance that fits.
Talk to our team today. We’ll help you get the right cover, without the runaround.
Builders' risk insurance is a type of cover that protects a building project while it’s under construction. It typically covers damage to the structure, materials, and equipment caused by events like fire, storm, vandalism, or theft.
This is a specific type of builders' risk insurance tailored for individuals building or managing their own home construction projects. It protects the owner builder from financial loss due to damage to the works or materials during construction.
A builder is a licensed professional or business that constructs homes or buildings for clients. An owner builder takes on the responsibility of managing and building their own property, often without engaging a licensed builder for the full project.
Anyone involved in building and construction work, including licensed builders, subcontractors, and owner builders, should have insurance. It protects against property damage, personal injury claims, equipment loss, and legal liability throughout the course of the project.
Key factors include the total project value, type of construction, location, materials used, duration of the build, and the specific risks involved. High-risk activities or complex builds typically attract higher premiums.
