Public & Product Liability Insurance

Public & Product Liability Insurance Tailored for High-Risk Industries

Protect your business from the financial risks of third-party injuries, property damage, and product-related claims with tailored public and product liability insurance. Demolition Insurance by TIC specialise in providing comprehensive coverage for high-risk industries, ensuring you have the protection you need to operate with confidence.

Tailored Coverage That Protects Your Business

Protect Your Business with Tailored Coverage

As a sole trader or small business owner in high-risk industries like demolition, asbestos removal, and construction, having the right insurance is not just important—it’s essential.

If you experience an incident – an unexpected structure collapse, or  exposure to hazardous materials such as silica, for instance – coverage is all that stands between your company and serious financial losses.

Public and product liability insurance protects you from the financial risks that come with accidents, property damage, and third-party injuries caused by your business activities.

At Demolition Insurance by TIC, we specialise in policies that protect your business from these risks. The business owner and sole trader public liability insurance we offer, as well as our public and product liability insurance policy options, provide comprehensive coverage no matter how risky your operations.

Why You Need Public and Product Liability Insurance

Whether you’re a small business owner or running a larger operation, any business that interacts with the public, customers, principal contractors & other trades, or subcontractors faces potential liability risks. Without adequate protection, a single incident could lead to expensive legal battles, compensation claims, and financial loss that could put your business at serious risk.

What can our policies cover?

Personal injury or property damage

Coverage for injuries to a member of the public or damage to their property caused by your business activities.

Legal
liability

Protection from claims if a third party suffers injury or property damage as a result of negligent work or business activities.

Legal
fees

The policies we offer can assist with covering the cost of legal defence in case of lawsuits, helping you avoid crippling financial loss.

Product-related claims

If a product you’ve manufactured or supplied causes harm or damage, product liability insurance covers the fallout.

The Public & Products Liability insurance we can offer you is designed to protect high-risk businesses, ensuring that your level of cover matches your specific operations, no matter the challenges.

Get a Free Quote in Minutes – Fast, Easy, and Reliable

Don’t wait until an accident happens. Protect your business with product and public liability cover from Demolition Insurance by TIC. Get a free, no-obligation quote tailored specifically to your business needs.

Affordable, Comprehensive Coverage for Independent Operators

Operating as a sole trader means you often bear full responsibility for the financial risks of your business. Our sole trader public liability insurance is designed to protect you from the costs that could arise from injury or property damage to third parties caused by your work.

What are the Benefits for Sole Traders?
Coverage Tailored to Your Business Needs

Coverage that Fits the Needs of Your Business

If you’re in construction, demolition, or any service industry, public and product liability insurance covers the costs of personal injury and property damage claims, as well as product-related risks. This is particularly important for businesses that manufacture, supply, or install products that may cause harm.

What makes our public & product liability insurance different?

Our Approach: Tailored Insurance, Zero Hassle

We’re more than just insurance providers—we’re your partners in protecting your business. Our experienced team works closely with you to understand your business, your industry, and the unique risks you face. We ensure your policy is tailored to provide comprehensive, affordable public liability cover.

Why choose us?

Frequently Asked Questions (FAQs)

Public liability insurance covers claims arising from injury or property damage caused to third parties by your business activities. It also covers your legal liability and legal fees in the event of a lawsuit.

As a sole trader, you are personally responsible for any liabilities your business incurs. Public liability insurance is designed to protect your business from financial loss if a member of the public is injured or property is damaged due to your activities.

The public liability insurance cost varies based on your business size, the industry, and the level of cover required. Contact us today for a personalised quote.

Public liability insurance covers injury or damage caused by your business activities, while product liability insurance covers claims related to harm or damage caused by products you manufacture or supply.

Yes! At Demolition Insurance by TIC, we specialise in hard-to-place risks. If you’ve struggled to find coverage, we can help tailor a solution that works for your business.

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